Financial Analysis on Retail Industry Essay - 2369 Words

Executive Summary This analysis studied financial information of three multinational corporations in the retail industry, Ralph Lauren, American Eagle, and Gap. This examination is predominantly and analysis of Ralph Lauren and American Eagle, and it compares its financials and performance to that of Gap. In order to reach a decision on which firm my company should invest in; we recreated and cleaned both company’s financial statements followed by an analysis using key financial ratios and metrics. My company is searching for the firm that would be more profitable in the following fiscal years. After completing an in-depth analysis of these companies, we concluded that Gap would be the best investment for future growth in the†¦show more content†¦Gap intensified its international strategy as well, opening stores in Europe and China, and outlets; accompanied by an e-commerce platform in Canada, Europe, and China. The company has 22% of sales from regions outside t he US, up 7.6% from the year-ago period. This industry shows a thrust of penetration in the international markets looking to increase in the next few years. Teenagers also play an important role in the industry trends. With 7.1% of US population they have been a powerful force in retail with the leading beneficiaries being Gap, Abercrombie, American Eagle, and Urban Outfitters. This ties sales growth for both Gap and American Eagle due to a majority of the teen population shopping at these two companies. Helping increase sales growth and produce for revenues for the firm. The biggest window for opportunity in the retail sector seems to be the overseas markets but especially China, according to the SP industry reports. Gap’s profitability has grown over the past three years showing larger EBIT and EBITDA margins which shows strong management and healthy earnings. Ralph Lauren is also growing profitably as well as their margins have increased with time. American Eagle has been on teetering between being profitable and running efficiently to stay in the game. Net Income Growth 3 Yr Trend Polo 18.4% 20.0% American Eagle -16.8% 7.9% Gap 14.0%Show MoreRelatedAlban Group Sells Famous Electronic Appliances Across Sri Lanka.882 Words   |  4 PagesSoundest and most trusted financial solutions provider in the industry. Mission Abans Private Limited currently have a network of over 230 showrooms across Sri Lanka. Abans also have more than 400 authorized dealers representing them in the remotest rural areas bringing their products within reach of each family and every household in the country. All products sold by Abans carry a trusted guarantee of quality and reliable after sales service. (Abans..., 2011) Abans Retail Abans Retail Channel showroomsRead MoreWhat Does This Change Mean For 7 Twenty Stores? 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Therefore, the failure of retail companies can lead to adverse impact onRead MoreAnalysis Of Halfords Plc Financial Analysis1276 Words   |  6 Pages Halfords Plc Financial Analysis Table of Contents 1-Executive summary............................................................................ 2-Introduction ....................................................................................... 2.1-About BIKE Industry†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 2.2- Halfords Overview†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 2.3- Halfords Key Competitors †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 2.4-SportsDirect Overview ........... 3-Segmentation Analysis .............................. Read MoreDawson Lumber Company Limited Essay1516 Words   |  7 Pageslumber industry and assess whether a focus on the retail segment is beneficial to Dawsons strategic plan. Given that Dawson is one of the regions largest borrowers, NBC must be careful in how it manages this relationship. The Bank cannot afford to turn away NBCs business. However, extending Dawson additional credit may increase Dawsons default risk and jeopardize the potential for NBC to retrieve the $4.2mm term loan it is already owed. Industry Analysis Canadian Lumber Industry AnalysisRead MoreFinancial Statements Of Dillard s Inc Essay908 Words   |  4 PagesINTRODUCTION The purpose of this paper is to advise analyze the financial statements of Dillard’s, Inc. in order to recommend whether or not my client should invest $1 million in the large retail company. I will compare the financial statements of Dillard’s, Inc. its competitor, Kohl’s Corporation. 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Identifying the Components of Cognitivist Theories Used...

Lenora A. Mayne American Intercontinental University May 2013 EDU 622: Applying Learning Theories Identifying The Components of Cognitivist Theories used in, Kermit and The Keyboard. Abstract Cognitivism emphasizes on the explanation of cognitive structures and process, and the intervention of these structures and processes between instruction and learning (Glaserfeld, 1989). The study of cognitivism has allowed for educators, theorist and psychologist to understand the concepts of knowing, thinking and formulating feedback. In reviewing the sample texture, Kermit and the Keyboard, has allowed for philosophers and psychologist to review the interactional theories of learning process. Within this paper, will identify,†¦show more content†¦Philosophers and psychologist was able to determine three different cognitivist theories in relation to sample text to help capture the meaning of information processing using cognitivism. The three theories of cognitivist that was evaluated relates to the sample text Cognitive Information Processing (CIP), Piagets Theory and Perspective of Interactional Theories of Cognitive Development. The theories of cognitivist used within the text provided the essence of understanding and explaining Kermits learning in the story. The approach of using cognitive and knowledge development creates the mental process of attention, memory, producing and understanding the process of learning (Smith, 2002). The three different cognitivist theories, Cognitive Information Processing (CIP), Piagets Theory and Perspective of Interactional Theories of Cognitive Development helps capture the significants of cognitive and knowledge development in capturing the true meaning critical thinking. Cognitive Information Processing (CIP) develops the approach of problem solving and decision making. The concepts of cognitive information processing provides the content of effective decision making including being knowledgeable about the content of personal human values, interest, skills and preference (Peterson, 2008). Piagets theory develops the idea of formal operational stage of development. Piagets theory of cognitive

An in-Depth Analysis of the Use of Specific Musical Concepts in Correlation to the Romantic Period free essay sample

The Romantic Era was a period of great change and emancipation. It moved away from strict laws by allowing artistic freedom, experimentation and creativity. Romantic music evolved from ideas established in earlier periods, such as the classical period, and went further through the use of expression and passion. New musical concepts evolved due to current trends and the music was deeply personal and nationalistic. Musical concepts including pitch, tone colour and dynamics and expressive techniques each express the style of the Romantic period in differing ways. These concepts are exemplified through Nocturne and Valse, both by Chopin. Nocturne and Valse are both emotionally expressionistic pieces typical of the romantic era, written by Chopin, a renowned composer of the time. Through Chopin’s strong use of expressive techniques and dynamics, he shows his creativity and experimentation, which was a common motivation for composers of the time. This is typified through his vast use of crescendos, decrescendos, accents and differing volume levels including piano (soft), mezzo forte (moderately loud), pianissimo (very soft) and forte (loud). The Nocturne begins at a volume level of piano, which expresses feelings of gentleness. Throughout bars 1-9, the music remains in piano but with the occurrence of crescendos and diminuendos. Composers alike would frequently use dynamics to evoke emotional characteristics that they intended to express. The associated volume levels were merely consequences of the feelings. In bar 17, a crescendo leads up to the forte in bar 18. This loud onset of music expresses feelings of strength or dominance. Often composers of the romantic period would use ornamentation in their tunes to make them more intricate, interesting and expressive. While maintaining the overall melodic contour, ornaments affect the pitch by adding new notes to the melody and also affect the rhythm by making it busier. Ornamental techniques in the Nocturne and Valse include Trills, acciaccaturas and fast phrases of semi and demisemi quavers. Demisemi quavers A major characteristic of Romantic music involved sharp contrasts between faint whispers and sonorities of unprecedented power. As the Nocturne concludes, it experiences a loud forte contrasting with a decline in intensity, when the piece reaches pianissimo in the final 3 bars. The Valse experiences a wide range of dynamics and expressive techniques, with most bars containing a dynamic mark of some kind. This depicts the rise and fall in intensity and heightens emotions for the listener. The piece begins at a volume level of mezzo forte, but within the next bar is immediately lowering with the use of a decrescendo. This is the beginning of the large use of expressiveness that is heard through the piece. The Valse experiences extremes for example in bar 55, the volume level of forte increases to a sforzando in bar 56. This contrasts with bar 66, which changes to pianissimo. Chopin’s Nocturne is also characterised by pitch. His melodic structures were always highly original and reflective. Preference for song-like melodies evolved in the Romantic Period and this is demonstrated by Chopin in the Nocturne. The piece opens with a legato melody containing graceful upwards steps, which become wider as the line unfolds. The significant melody of the piece begins in bars 2-4. This melody is heard again throughout the piece and with each repetition, is varied by even more elaborate ornaments and decorative tones. This is shown in bars 10-12, 31-33 and 39-41. The character of the melody can be understood as it is played with legato articulation. This strongly illustrates a sense of smoothness and flow. As the Nocturne is played with legato articulation, this creates more freedom and expression. The Valse however, is played with Tempo Giusto. This means it is much more strict as it must be played in exact time. This does not allow for variation, unlike the Nocturne, which is common with waltzes. The smooth character of the Nocturne and Valse is also linked with the inclusion of sostenuto articulation. The loud pedal creates an overlapping effect, which contributes to the nature of the piece. The type of layer relationship shown in both the Nocturne and Valse is homophonic. They consist of a dominant melodic layer accompanied by subordinate harmonic layers. Many composers of this time, reached for extremely high or low sounds. This was in search of increased brilliance and depth in sound. Throughout the Nocturne the broken chords in the bass span from relatively high to low pitch with the lowest note, an f, in bar 8 and the highest, an a#, in bar 37. The treble experiences a similar type of pitch pattern, with notes ranging from mid pitch to high pitch, which can be seen in bars 30-37 of the piece. Romantic composers revelled in rich and sensuous sound, using tone colour to obtain variety of mood and atmosphere. Never before had timbre been so important. Composers sought new ways of blending and combining tone colours to achieve the most poignant and intense sound. The Piano, the favourite instrument of the romantic age, was vastly improved during the 1820s and 1830s. The piano’s tone became more ‘singing’. Its range was also extended. With a stronger instrument, the pianist could produce more sound. Need to create more sounds from the piano is highlighted in bars 36 – end of 37. Showing the composers use of 8va. Also wider range of keys further contributed to the expressions, which were so typical of the era. Different timbres can be created in a number of ways. Contributing factors to the flowing timbre of the Nocturne can include, use of the damper pedal, the varying registers and playing techniques. Within the nocturne and the valse, the density is thickened by the damper pedal. The use of the damper (loud) pedal allowed a sonorous blend of tones from all registers of the piano. This pedal is continued throughout almost every single bar of the pieces and enriches the tones sounded. Pedal markings The moving registers, as mentioned above, gradually vary the timbre. In the lower register the timbre is velvety and breathy. In the middle register the quality of sound is pure and in the upper register, the sound becomes quite high and singing. The middle register feels most comfortable. The upper and lower registers are usually extremes, which was becoming increasingly common during the romantic period. Within the Valse, the piece experiences elements of both lower and upper registers, but generally through step-like patterns and not sudden leaps. This is an example of the flowing timbre of the piece. The Nocturne experiences step-like patterns as well, but in the bass the notes are at rather large intervals, compared to the Valse. Playing techniques are a large component in the timbre of a piece. Some techniques in the Nocturne include accents, which involves a rather emphasised striking of a key and legato playing, which enables a smooth connection from one note to another. Example of an accent The brightness of the sound produced, referred to as sonic lustre, can be depicted in pieces. The sonic lustre of the pieces can be described as warm and rich in parts and also clear and luscious throughout most bars. The nocturne contains mellow timbral qualities but when the volume is at an extreme it affects the sonic lustre. This is also similar in the Valse, for example when it reaches up to sforzando and down to pianissimo. Through analysing Chopin’s Nocturne and Valse, with the intertwining of the three musical concepts, there is a sense of cohesion. Dynamics and expressive techniques, pitch and tone colour all link together to create interesting and expressive pieces. Therefore many different aspects of the concepts combine together and this is shown above. Both pieces also hugely resemble the style of the romantic period, as Chopin was one of the greatest and most influential composers of the time.

Why You Should Go to College free essay sample

For some people collage is a god send and for others it creates too much stress. For some people collage is a deep abyss where the credit goes to die, or there dreams. But for most people its true and very few actually get that fun times that you think of while in high school. one if you dont go to college you cant get a higher job and earn more,second you would need to get a prior knowledge to do a certain job , or just to get something that you would like to know, third you can get better pay. not all people are suited for college, but I believe that you should strive for a higher education. Topic Sentence: with a higher education certain jobs are easier than others â€Å"Individuals with some college but no degree earned 14% more than high school graduates working full time year-round. We will write a custom essay sample on Why You Should Go to College or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Individuals with associate degrees earned 27% more than those with only a high school diploma. this is just some evidence that having a higher education benefits you more. Also while applying for college you get to pick your own classes and different schools specialize in different things.This is prior knowledge for most of us or anyone looking into college or in high school That is just one example for going to college. next is the knowledge to do a certain job that can pay a lot of money. One of the great things about being able to choose your own courses is that you get the opportunity to explore. You can try classes in a lot of different subjects, or you can dive right into a favorite subject.this is perfect for those that dont like certain things can pick different things. You may choose to begin training for a career right away. Or you may pick a major after taking some time to check out your options. Colleges offer classes and majors in subjects you’ve studied in high school — plus many more that you haven’t.you may make different things. last of all things is the amount of pay The study states, â€Å"During a 40-year full-time working life, the median earnings of bachelor’s degree recipients without an advanced degree are 65% higher than the median earnings of high school graduates.†you earn more money per the degre. Individuals with master’s degrees earned 90% more than high school graduates working full time.this proves it because the intel is correct. as some may say its not worth it well i say otherwisewithout a college degree you can build up your own corporation. Why they are wrong using evidence: only some people like steve jobs built their corporations to great heights.The potential lines are substantial Why they are wrong using evidence: â€Å"According to the College Board, the average 2014-2015 tuition and fees at a public four-year in-state college is $9,139, and $31,231 for a private nonprofit four-year school, which doesn’t even count room and board.†Collage may be too difficult for you to understand. Why they are wrong using evidence: â€Å"If you blew off most of high school, or you simply had a difficult time understanding various subjects, then college might not be the right choice for you. If you attend college and you end up failing multiple classes, you will only be wasting money.†